Acceptance of Terms
By accessing and using CanadaDebtClock.com (this website), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
Description of Service
CanadaDebtClock.com provides real-time estimates of Canada's federal debt for educational and informational purposes. Our service includes:
- Real-time debt calculations and projections using automated government data feeds
- Historical debt data visualization
- Economic context and analysis
- Multi-currency display options
- Educational resources about fiscal policy
- Official Statistics Canada and Bank of Canada data integration
Disclaimer of Warranties
Information Accuracy
- Estimates only: All real-time debt figures are estimates based on available data
- No guarantee: We do not guarantee the accuracy of projections between official releases
- Official sources: For authoritative data, consult government publications
- Educational purpose: Information provided for educational and analytical purposes only
Service Availability
- As-is basis: Service provided "as is" without warranties of any kind
- No uptime guarantee: We do not guarantee continuous, uninterrupted access
- Technical issues: Service may be temporarily unavailable due to maintenance or technical issues
- Data updates: Update frequency may vary based on data availability
Limitation of Liability
CanadaDebtClock.com and its operators shall not be liable for any damages arising from:
- Data accuracy: Inaccuracies in debt estimates or projections
- Service interruption: Temporary or permanent service unavailability
- Technical issues: Website malfunctions or display errors
- Third-party content: Links to external websites or services
- Decision making: Any decisions made based on information provided
Acceptable Use
Permitted Uses
- Personal use: Access for educational and informational purposes
- Academic research: Use in academic or research contexts with attribution
- Media reporting: Reference in news articles and journalism with attribution
- Public discourse: Reference in civic and political discussions
Prohibited Uses
- Commercial redistribution: Selling or commercially redistributing our data
- System interference: Attempting to disrupt or overload our servers
- Data scraping: Automated data collection without permission
- Misrepresentation: Presenting our estimates as official government data
- Illegal activities: Any use that violates applicable laws
Intellectual Property
Our Content
- Website design: Layout, graphics, and presentation are our property
- Analysis and commentary: Our interpretations and analysis are protected
- Software code: Underlying code and algorithms are proprietary
- Methodology: Our calculation methods and approaches are our intellectual property
Public Data
- Government data: Underlying government data remains in the public domain
- Attribution: Please credit CanadaDebtClock.com when referencing our analysis
- Fair use: Academic and journalistic use permitted with proper attribution
Privacy and Data Collection
Your privacy is important to us. Please review our Privacy Policy for information about how we collect, use, and protect your data.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for:
- Content or accuracy of external websites
- Privacy practices of linked sites
- Availability of external resources
- Any damages arising from third-party interactions
Advertising and Sponsorship
- Editorial independence: Advertising does not influence our data or analysis
- Clear labeling: Sponsored content is clearly identified
- Appropriate placement: Ads are placed away from debt ticker to avoid confusion
- Content standards: We maintain standards for appropriate advertising content
Compliance with Google Publisher Policies
CanadaDebtClock.com participates in the Google AdSense program and abides by all applicable Google Publisher Policies. By using this site, you agree not to interfere with our ad delivery, click fraud protections, or consent mechanisms. We commit to:
- Serving ads only in brand-safe placements that do not obstruct core content or mislead visitors
- Maintaining a clear distinction between editorial material and advertising creative
- Disclosing any sponsored economic analysis or affiliate partnerships
- Respecting regional regulations such as GDPR, ePrivacy, and Canadian Anti-Spam Legislation (CASL)
We reserve the right to reject or remove any advertiser or creative that conflicts with Canadian law, Google policies, or our editorial standards.
Modifications to Service
We reserve the right to:
- Update methodology: Improve our calculation methods as better data becomes available
- Modify features: Add, remove, or change website functionality
- Suspend service: Temporarily or permanently discontinue service
- Update terms: Modify these terms of service with notice
Governing Law
These terms are governed by the laws of Canada. Any disputes will be resolved in accordance with Canadian law and jurisdiction.
Independence Statement
CanadaDebtClock.com is an independent initiative not affiliated with any government agency, political party, or financial institution. Our analysis and commentary reflect our own assessment of publicly available data.
Notices and Communications
All legal notices, takedown requests, and partnership inquiries must be sent to our sole official inbox at canadadebtclock [at] protonmail [dot] com. We do not process requests delivered via social media or third-party messengers. By contacting us, you consent to receiving a reply from that same address.
Dispute Resolution
Before commencing formal proceedings, you agree to contact us to attempt an informal resolution. If we cannot resolve an issue within 30 days, disputes shall be submitted to the provincial or federal courts located in Canada, and you consent to their exclusive jurisdiction. Nothing in this clause limits any statutory rights you may have under applicable consumer protection laws.
Contact Information
For questions about these Terms of Service, contact us at:
Email: canadadebtclock [at] protonmail [dot] com
Severability
If any provision of these terms is found to be invalid or unenforceable, the remaining provisions will continue to be valid and enforceable.
Changes to Terms
We may revise these terms from time to time. Changes will be posted on this page with an updated revision date. Continued use of our website constitutes acceptance of any changes.
Effective Date
These Terms of Service are effective as of November 7, 2025.